The Tentacle

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The Hardening PI Market

Life is getting tougher for brokers in PI and Construction as premiums shoot up, says James Sharp for Insurance Age - October 2019. On seeking editorial guidance regarding the current topics of broker interest about which I could comment, I discovered there were two. On the one hand, what one might refer to as Sexism in the City and, on the other, the loss of appetite or capacity in certain parts of EC3. I landed the latter one, which is probably just as well. It was the late 90s when the market…

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TEn Team Support Local Charity

Here at TEn, alongside our variety of one-off charity events, we also provide ongoing sponsorship to under-privileged Gambian children, enabling them to get the education that every single child deserves and needs. Our regular contributions go to Sponsor a Gambian Child, a charity set up locally to our Head Office in Princes Risborough. The charity’s aim is to help the underprivileged children of Brikama and the surrounding areas not only better themselves, but the lives of their families too, via…

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Why do you need to do CPD hours?

As a professional, it is important to continue learning, no matter what level of qualification you reach. Further to that, it’s a regulatory requirement. Introduced early in 2018, the relatively new directive means you, plus any other advisors you may employ, must complete a minimum of 15 hours learning time if you don’t have any Insurance qualifications. If you do, it’s a minimum of 35, with at least 21 of those being structured. What counts as structured? Webinars/Seminars Courses – either online…

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Findbroker Update

This month has seen some further development on our Findbroker site With the creation of Personal Lines Department in early 2018, and the majority of our AR’s signing up, it was time for Findbroker to be updated with the newly allocated selection of phone numbers. When an AR signs up to the Personal Lines Department they are given a dedicated 0333 telephone number and our team in Sutton Coldfield will answer on their behalf. Until the fore mentioned recent development work, Findbroker only featured…

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Breakin’ Up is Hard to Do

TEn Director, James Sharp, shares his opinion on Brexit Originally published in Insurance Age 8/11/18 Breakin’ Up is Hard to Do The immortal words of Neil Sedaka have, perhaps, never achieved the same level of fiscal poignancy as now they do, thanks to Brexit. A messy divorce might be similar I suppose. So, what can we glean from this? That the lessons of a broken marriage on subsequent relationships should recommend the romantic equivalent of a Trade Deal, rather than returning anon to the path…

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Dawn Derbyshire Treks Mont Blanc

TEn Director Dawn has completed her epic 3day Trek of Mont Blanc and would like to extend her thanks to everyone who sponsored her. Dawn smashed her fundraising target, raising over £5,000. Dawn trained hard for months to get herself both physically and mentally prepared for this massive challenge The trek was a great experience, serving exceptional views, a tough challenge, and a great outcome with an incredible team. What’s more, Dawn received a trek award for being the ‘Most Determined’. Well…

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Hidden Talent

In July 2018, TEn Director James Sharp was invited by Insurance Age to share his hidden talent with the industry. “My ‘hidden talent’, now buried under a few extra kilograms, was Fencing. Not garden perimeters, nor the activity undertaken by purveyors of stolen goods, but with swords. I was first drawn to Fencing by the relative warmth of my school’s gymnasium, by comparison with the playing fields outside. February 1963 saw my initiation to the game of Rugby, amid arctic winds, sleet and snow.…

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13 Year Brand Itch

TEn Insurance, first launched in February 2005, is delighted to reveal its new logo, after 14 years with no change to the previous design. Comments TEn director James Sharp; “Our original logo was first designed during the Autumn of 2003, somewhat in advance of when we eventually opened our doors. Whilst it has served us very well from the beginning, there have been instances over the last decade when the size and shape have proved challenging to reproduce in certain circumstances. Also, a new look…

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Cyber Attacks & Ransomware

Earlier this year TEn was the subject of a Cyber Attack of broadly the same sort as that which seriously affected thousands of organisations across the globe on the 12th May. Although the hackers found a ‘chink in our armour’ – which ideally should not have been there – we were fortunate to have further levels of distribution and redundancy behind our front-line defences. In our case, the Ransomware encrypted the Word, Excel and PowerPoint files on our servers, but could not reach our emails on…

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Alternatives to Sale

In 2017, there is a perfectly viable alternative to a sale of any business, unfortunately, too many brokers are distracted by the enticing concepts of villa and golf course that they fail to consider it early enough. The alternative is employee ownership (EO). In the olden days’ people used to call this a Management Buy Out (MBO), but it rarely happened in the broking world. This is because the younger ‘Management’ of the provincial broker could seldom raise the money from local high street banks…

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Site map coming fairly soon...

...in the New Year probably.

The site map will be an aid to navigation around our various websites. Of course, these sites have just undergone a major structural update and things are still changing.

So, it’s a bit like when a supermarket periodically shifts things around, either, just for the hell of it, or, because they have decided to squeeze in a click & collect point, where the bread used to be.

As stuff relocates, consequently, leaving the signs above the ends of the aisles as they were before, could become confusing.

Our current situation here is very similar.

Mind you, whether before or after the reorganisation, you can never find the Tahini paste. You always have to ask.